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Health Insurance - Private or Public

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Creado 11/11/2009 23:33

Health Insurance - Private or Public

Hi,

I have a quesion here regarding health insurance.

Can I go for Private health insurance once my salary is above 48.000 Euros p.a?

Thanks,
Akil.

Akil2k9

Usuario desde 01/09/2009

 

Creado 11/11/2009 23:48

Re: Health Insurance - Private or Public

You have to have it more than 48000 for the past 3 years to go private

http://de.wikipedi...cherungspflichtgrenze

raj

Usuario desde 27/01/2004

 

Creado 12/11/2009 4:36

Re: Health Insurance - Private or Public

Hi Raj,

Thanks for the info.

Rgds,
Akil.

Akil2k9

Usuario desde 01/09/2009

 

Creado 12/11/2009 11:59

Re: Health Insurance - Private or Public

There is another question regarding health insurance:-

If someone is a German immigrant/German but working and living in India then what happen with health insurance and TAX ?

1. Does he need to pay TAX in Germany ? ( let say he is getting salary from India, Let me also know the case if he receive salary from Germany )
2. Is it possible to keep German health insurance if not then how it is possible to get or keep German health insurance facility ?

hellonews

Usuario desde 23/05/2008

 

Creado 12/11/2009 12:32

Re: Health Insurance - Private or Public

>>1. Does he need to pay TAX in Germany ? ( let say he is getting salary from India, Let me also know the case if he receive salary from Germany )

If there is no german salary, then no tax aswell.


>>2. Is it possible to keep German health insurance if not then how it is possible to get or keep German health insurance facility ?

Why would any sane person pay for the health insurance in germany when not living here? The money one pays here for 6 months will be enough for a heart transplant somewhere.

raj

Usuario desde 27/01/2004

 

Creado 13/11/2009 12:48

Re: Health Insurance - Private or Public

You can keep your insurance by paying anwartschaft - check with your insurance regarding the amount.

Bies

Usuario desde 31/08/2004

 

Creado 14/11/2009 19:42

Re: Health Insurance - Private or Public

Hi,

Adding to this thread I would like to raise another question here.

My future employer said they will pay 50% of my health insurance, but I do not see any clause pertain to this in the contract.


Can I ask my employer to add this in the contract or is it a normal thing that every employer should have to pay 50% of the H.insurance?


And many more other things which in the discussion are not found in the Contract written.

Things like, daily travel expenses, Car rental amount etc..

Can I ask them to add all these in the contract?

Thanks,
Akil.

Akil2k9

Usuario desde 01/09/2009

 

Creado 14/11/2009 23:15

Re: Health Insurance - Private or Public

@hellonews,
//1. Does he need to pay TAX in Germany ? ( let say he is getting salary from India, Let me also know the case if he receive salary from Germany )
2. Is it possible to keep German health insurance if not then how it is possible to get or keep German health insurance facility ?//

if you are getting salary in germany then you must pay taxes here. In regards to health insurance, you can pause it for the time you are in india and when you return to germany you should start paying.Note that for pausing the health insurance your comapny must write to the insurance firm, they will not acknowledge if you simply ask directly. insurance firm need a letter from your german comapany.,

subir79

Usuario desde 16/07/2007

 

Creado 12/08/2010 13:40

Re: Health Insurance - Private or Public

which is the advantage of taking private. will it be cheaper for me if I take it, i.e. would I get more "netto" salary?

mrkermit

Usuario desde 12/08/2010

 

Creado 17/08/2010 1:24

Re: Health Insurance - Private or Public

@mrkermit : Depends on your age and also the premium for your PRIVATE health insurance. If you do not do proper homework, you might end up having less netto with PKV than when in GKV and of course it is most of the times better service for PKV Versicherte persons.

and honestly , it has been discussed few times in this forum. Please take some to read through old posts with some key words.


ISSUES

Usuario desde 14/06/2010