Creado 20/06/2008 13:31

Applying Einbuergerung vs. Loosing (kind of) Pension Money

Hello guys,

I am sure everyone who already applied or is planning to apply for Einbuergerung must have thought about the Pros and Cons about this topic. For me personally, its an issue rather than a topic
Reasons being that:
1) I am already here since 8 years but I am not planning to stay in Germany for more than another 1-2 years rather I plan to go back to my home country.

2) My home country has no agreement with Germany to continue the Pension acoount over there, which means if I take Citizenship and leave Germany then I will get my pension only after 67 years of age. Under this case there are 3 or more possibilities:
a) Either I am not live at 67 age
b) Either Germany has no more money to pay Pension amount
c) The pension amount which I will get at 67 years of age will only be around 400~600 Euros(If I leave Germany and stop contributing anymore to my this Pension account). In this case, in year 2050 I won't be able to buy even peanuts and a beer with this amount. Just kidding but I hope you understand my point

3) If I don't take Citizenship, rather go to my home country and apply for pension amount I will approximately get around 50000 Euros(100% of my contributions) back which I can happily use in my country.
a) Advantage: I can use this amount to make a fixed deposit Or invest this amount somewhere so that it grows as my age also grow and then use it once I am around 50 years of age Or I can use this money to plan my pension account in my own way.
b) Disadvantage: I miss the chance of getting German Citizenship. Hence, the chance of Visa-hassle-free travel to whole Europe and many other countries in the world Or the chance to work freely in many parts of the world without actually aquiring the workpermit. But these (work) cases are more unlikely bcos I am going back to my country as I would like to work in my country itself.

What is your opinion regarding this? Which points you think have more weightage? What path should I follow?

Regards from Yakkoo
and God Bless Germany

Creado 23/06/2008 9:36

Re: Applying Einbuergerung vs. Loosing (kind of) Pension Money

Thanks for the reply.
Yes. its a tricky decision to make.
Isn't there a way to get both of these benefits I know I am getting too greedy and optimistic here but afterall its my part of money and I should be the one who decides when to use it or when not.

Creado 23/06/2008 11:23

Re: Applying Einbuergerung vs. Loosing (kind of) Pension Money

@Rajesh: I think at some point of time you are hard hit in your country with Caste/Sir/Servant/Donation issues OR you are always focused in reading these negative news from your home country thats why you decided to run away from these problems and decided to take Citizenship straight away. In one sense, I admire your decision of taking Citizenship as you were focused to achieve this for something good and finally you made it. But, on the other hand, don't critisize or completely ignore your homeland just because of the problems existing there. Remember, you were also born and raised in the same environment which finally brought you to this hoch level in life. I myself belong to a middle class family and know all these problems first hand. Thats why I want to go back to my country and contribute in removing these problems. I know I cannot remove them single handedly but atleast contribute.
* You do not always need to to pay donations to become Doctor/Engineer/Scholar. Its only the status symbol which now a days every family want to achieve by sending their kids to these high class air conditioned schools BUT on the other hand we cry when these schools ask for donations to cover up their expenditures or maintain their standard. You can still find example of several scholars from Africa, China, India who never studied/stayed in such DONATION oriented societies but still reached heights.
I am going back b'cos I want to help my country and I am greedy because I need this money to overcome the some of the very same problems which you mentioned.
This is reality my friend. Money is still everything in our countries.

Creado 23/06/2008 13:39

Re: Applying Einbuergerung vs. Loosing (kind of) Pension Money

@yakoo I was lucky to be not hit by these Sir/Servant/Caste/donation issues( I was away from india after my higher school!!) but i do not know how lucky my kids will be to survive this storm(i cannot risk). My Parents are not politicians or Bollywood stars to protect me and my children i case if i need .

I understand that many scholars reached several heights without these anti-social issues but my fear is that what happens if you (or your children )are not one of these scholars/sports/bollywood stars.??

I want to lead a decent life abiding the law and respecting human rights and i find easier doing it in Germany than in India.

Creado 23/06/2008 15:18

Re: Applying Einbuergerung vs. Loosing (kind of) Pension Money

@yakkoo

.......love all the places where ever you already lived OR go and plan to live. Then only we can make this world a better place to live, remove poverty, spread friendship and teach everyone to respect....

Are you high on some kind of drugs?

________________________________________

Creado 24/06/2008 13:03

Re: Applying Einbuergerung vs. Loosing (kind of) Pension Money

@yakkoo
Your ideas are very good in writing.
You have requested other members to comments on your ideas and every body showing their opinions.
Take their opinions and decide yourself which fits better for your future life.

First we should learn to live life according to the laws and regulations of that country.

You said "Isn't there a way to get both of these benefits"

To my knowledge, you may get any of the one as per the rules. Here itself you want to violate the rules and how come you gonna back to India and abide rules there.

My advice for you is to learn patience and take every one's advice and take your own decisions.