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Selbständig Arbeitslosengeld
Creado 05/07/2010 14:39
Selbständig Arbeitslosengeld
Last 26 months i have been paying my arbeitslose insurance and I do have PR(Permanant Recidency) from Germany. For some good reason I am getting the opportunity to start the contracting job (selbständig) in Munich.
To start with I am getting 4 monhts contract and if things goes well it may extend beyond.
So I have decided to quit my job and start the contracting job.
In case if i am not able to get the extension after 4 months, am I eligible for the Arbeitslosengeld(Unemployment benifit money).
It would of great help if someone can guide me on this before I take the decision.
Indram
indram
Usuario desde 05/07/2010
Creado 05/07/2010 15:20
Re: Selbständig Arbeitslosengeld
Hi INDRAM,
Yes, you will be eligible for ALG after 4 Months of workign as selbstandig.
What Arbeitsamt does is they check last 24 months netto and your ALG is calculated based on that.
In your case, when you are selbstandig, it might be that are not obliged to contribute to arbeitslosenversicherung, but could always do that on a projected income - Accounts to certain contribution to this per month. but at the end of 4 months , you should have all your income declared for those 4 months and then you might be eligible for ALG for 24 months calclulation ( IF the necessary insurance is paid for ) else 20 months (i.e 24 - 4 months of selbstanding) and then a percentage of half of this netto income is paid as ALG to you.
Check the calculators availble on internet to calculate what you get for ALG1. It depends on the Tax class, Family Status, Number of Kids etc..
I am not sure if arbeitsamt checks into your savings on what you have for determining your ALG as is in UK for example. For this i would wait for replies from experts here.
Above is my opinion only and does not have any legal binding!
ISSUES
Usuario desde 14/06/2010
Creado 05/07/2010 15:44
Re: Selbständig Arbeitslosengeld
@Indram
Yes, you are elgible for ALG I but you need to register and pay " Freiwillige Arbeitslosenversicherung " which will be 17,89. you can get the required forms from Arbeitsamt on phone or personally which has to be filled from your ex-employer.
You have to inform the Arbeitsamt about you contract or else u get "sperre" for 3 weeks.
Gruß
krishi2605
Usuario desde 04/04/2007
Creado 05/07/2010 16:02
Re: Selbständig Arbeitslosengeld
Hello issues/krishi2605,
That was a very quick response and I really appreciate that. lets see what experts have to say on it.
note : its self resignation, not employer asked to leave.
Indram
indram
Usuario desde 05/07/2010
Creado 05/07/2010 16:14
Re: Selbständig Arbeitslosengeld
Hi Indram,
In that case - You would need to respect the Kundigungsfrist period, else you are bound to be blocked by arbeitsamt for ALG1. ( which i assume you would dont need to care at all because you take up the selbstandigkeit ).
BTW, out of curiosity : Kranken versicherung , Are you private or GKV versichert ?.
ISSUES
Usuario desde 14/06/2010
Creado 05/07/2010 18:18
Re: Selbständig Arbeitslosengeld
private
indram
Usuario desde 05/07/2010
Creado 05/07/2010 20:28
Re: Selbständig Arbeitslosengeld
Hello,
After you get the contract as a freelancer, you can go to the Arbeitsamt and ask for a "freiwillige Weiterversicherung". You will be asked to provide some documents. If the "Arbeitsamt" decides to approve your query, you will need to pay a monthly fee of about 17 Euros, independent by your incomes.
As far as I know that's possible only until at the end of the year, afterwards the german government will stop to provide this "freiwillige Weiterversicherung".
Regards,
Marius
marius
Usuario desde 15/09/2004
Creado 06/07/2010 9:06
Re: Selbständig Arbeitslosengeld
It is really an interesting topic if you like decide on freelancing.
i too thinking of taking up freelancing and have a couple of questions that needs to be cleared before.
1. If we bound to the Kündigungsfrist and resign from the current job, will there still be Sperrzeit in regarding the Gründungszuschuss? Its for sure if you resign or Aufhebugsvertrag will land you up in Sperrzeit which is 3 month.
2. Is the Gründundungszuschuss is same as the ALG 1, i mean the health insurance contribution also paid towards the Krankenkasse, until we begin with the freelancing contract.
3. Anyone had experience freelancing in Switzerland. what are the best ways to work as freelancing in Schweiz as I do not want to move completeley from Germany.
Thank you all for your forecoming answers.
regards,
SSDKSSDK
Usuario desde 26/09/2008
Creado 06/07/2010 11:13
Re: Selbständig Arbeitslosengeld
Hi Issues,
You have said in your first reply that I will be eligible for ALG after 4 Months of workign as selbstandig.
For a situation explained below, would you or any one in this forum be kind enough to comment on it.
note : self resignation.
Assume that my last working day as an employee is 31st july 2010.
1 sep 2010 I start my contracting job and that got ended on 31st dec 2010.
From 1st jan 2011 I have nothing in hand to work.
In this situaion from which month I will be eligible for the arbeitlossengeld.
Once again thanks a lot for every one who have given their valuable comments /suggestion/information.
Indram
indram
Usuario desde 05/07/2010
Creado 06/07/2010 11:23
Re: Selbständig Arbeitslosengeld
@Indram
Hi, Did you recieve the Gründungszuschus? Can you please let me know how this is calculated and from which month are you eligible to get and how long? I am working for the past 8 years as a full time employee, changing one job in between and for the current company i am employed for 5 years. i have plans of starting freelancing, and very new to this topic. can you also share your phone numebr or email id, so that i will get in direct touch with you.
regards
SSDKSSDK
Usuario desde 26/09/2008
Creado 06/07/2010 16:36
Re: Selbständig Arbeitslosengeld
Hi SSDKSSDK,INDRAM,
This is a very interesting topic and please let us (Forum Members) know the info as well. Efforts from Detlef have helped build confidence in the forum and information and expertise has been shared to quite an extent and it in fact had helped a lot of active , passive members as well.
I hope you guys share the information and help build the community of global Experts and not start a separate private email - Telephone channel , communication.
ISSUES
Usuario desde 14/06/2010
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