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Savings Bank Account
Posted on 23/11/2004 4:30 pm
Savings Bank Account
Hi,
At present, I have "Das Junge Konto" at Deutsche Bank. As I have started my Job, I would like to open a Savings Account. Does any one know which Bank has the best savings account (interest rates,etc.. )? and advantages, disadvantages in opening a savings account...
Thanking you,
N
nagananda
Member since 26/08/2004
Posted on 23/11/2004 4:39 pm
Re: Savings Bank Account
I know of one, but you can't get money directly out of it with a card because there's no card given 
It's the American Express Bank (www.amexbank.de), I'm with them since 2 years now and they offer a 3% interest rate per month (which you can't get elsewhere). But it is mainly an online account, so you have to transfert money from your Amex account to your "Normal" account if you want to use money from there.
D.
NoBody
Member since 20/11/2003
Posted on 23/11/2004 4:48 pm
Re: Savings Bank Account
Just seen that they are at 1.5% pa now, I think they changed, but I still get a 3% per month (maybe they kept that way for older customers).
D.
BTW It's the Online Daily Cash
NoBody
Member since 20/11/2003
Posted on 23/11/2004 5:30 pm
Re: Savings Bank Account
Hi,
check www.1822direkt.de
this one is good - its online bank - offers good interest plus sparkasse card - its part of sparkasse frankfurt.
regards
GM
Member since 19/10/2004
Posted on 23/11/2004 5:53 pm
Re: Savings Bank Account
Hello NoBody,
it's 3% p.a not month. check it out
Cheers
Raghu
Raghu26
Member since 08/07/2004
Posted on 23/11/2004 6:24 pm
Re: Savings Bank Account @Raghu
Hi Raghu,
that's what I said in my second message, they switched it to a year cyclus, but I had and still have one of 3% per month.
D.
NoBody
Member since 20/11/2003
Posted on 23/11/2004 6:36 pm
Re: Savings Bank Account
3% per month - they would be crazy to give 36% per annum - so you mean you get 3600 euro per annum for every 10000 -
cool.....
GM
Member since 19/10/2004
Posted on 23/11/2004 6:36 pm
Re: Savings Bank Account
3% per month is 36% per year
somehow hard to believe
DvD
Member since 30/11/2004
Posted on 23/11/2004 6:41 pm
Re: Savings Bank Account
DvD
it was joke of the day....
hey nobody, don't mind - i just cant stop laughing on your miss-typing.....
GM
Member since 19/10/2004
Posted on 24/11/2004 9:51 am
Re: Savings Bank Account
hello Nagananda (hope you are from India),
I would say the best way to open a savings account is opening a ICICI NRI bank account in India. They offer you around 3.5-4.5 % based on different schemes.
They have an understanding with Case Manhattan bank in Frankfurt and if you want to transfer money to ICICI you can just transfer to CASE MANHATTAN and they will transfer it to India free of charge.So the transfer is Kostenlos.
Moreover you can open a joint account with your mother's name and transfer a fixed amount every month. In this case you can show this account as the money sent to your mother and claim it in the Tax Returns.
Good luck in savings..
chandra
chandra
Member since 14/05/2004
Posted on 25/11/2004 9:12 pm
Re: Savings Bank Account
About the AMEX online bank.
Which product do you use? I checked it out, it isn't 3%, probably I checked the wrong one .
thanks.
VP_2004
Member since 15/11/2004
