Posted on 30/01/2004 11:33 pm

privat credit for foreigner in germany

hi,
i am green card holder for almost 3 years now.
here i want to explain my situation, hope someone can help me.
since you are foreigners, i believe most of you won't spend your entire life in germany, which is normal i think.

i would also do so. i will live in my own country let say when i am pension.

that's why you need a place to live there. requirement you have to buy a piece of land to build a house.

it is normal also that you need credit for that.

i went to several banks in my home country in order to get credit. i was failed. The arguement is i don't live there, so it is hard to track me for them.

so, as the solution, i have to get credit in germany since i am here.
i will also get difficulties since the object is not located here.
it is like catch-22 situation. you don't know what to do.

the solution i found (hopefully) is a privatkredit. for example from Deutsche Bank, Postbank, DiBa. Since it is a multi-purpose credit, it is up to me for what i spend the money.

The difficulty is regarding the residence permit. Have any of you tried to get this kind of credit? When they ask arbeitsgenehmigung and salary slip from employer, i have them already.

I am now in the end of my vacation (i will leave soon to germany).

could someone ask the bank (germany) and give me the prespective wether i can get it.

Thanks a lot.
dd