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Do i get Pension Refund?
Posted on 24/05/2008 8:06 pm
Do i get Pension Refund?
Pension Refund.
Hello,
I worked in Germany for 2 years and left the country in 2005.
My friends told that,i can apply for pension refund after 2 years from the date i left the country.
I owe some money (2000 euros) to a creditcard company in Germany.
My question is:
Once i applied for the Renten, do Bfa deduct the money which i owe to the creditcard company in germany and send the remaining balance?
I know that this is an odd question. But it would be a great help if someone replies.
Thanking you,
RK
mail2rekha
Member since 24/05/2008
Posted on 25/05/2008 11:17 am
Re: Do i get Pension Refund?
Can i assume you cheated a credit card company after knowing that you are going to leave germany and not come back.
raj
Member since 27/01/2004
Posted on 25/05/2008 5:33 pm
Re: Do i get Pension Refund?
You should clear your credit card dues. You know these are now EU wide and they also start to track people in other countries. If you ever want to travel to Europe again, I suggest you clear your dues.
I am assuming you have no intention of cheating them.
xenon123
Member since 23/07/2005
Posted on 25/05/2008 10:53 pm
Re: Do i get Pension Refund?
You can do SUCH thing in your country=? and still get away!! I know there is some kind of databse like SCHUFA. I guess credit card company book you in the SCHUFA database as it looks like you cheated. So, officials checked SCHUFA before dispatching your hard earned money, they found that you commit a foul. So, good luck..
subir79
Member since 16/07/2007
Posted on 26/05/2008 9:58 am
Re: Do i get Pension Refund?
@mail2rekha
What surprises me most is that you don't have an iota of guilty conscience, you should really be ashamed of yourself for degrading reputation of Indians in Germany.
What you have done amounts to fraud in Germany. I am sure the credit card company has already filed a police complaint against you and the court notice had been sent to your old address in Germany. I don't have to tell you what would happen to you If you ever turn up again in Germany.
________________________________________
Akshay
Member since 21/03/2005
Posted on 26/05/2008 3:39 pm
Re: Do i get Pension Refund?
@raj
you should stop making wild guess about the personal situation of others. If you can not reply in positive way then you should prohibit from taking the posted question in raw form and giving your negative views. Hope you got what i meant.
For example:
Instead of answering the query of 'mail2rekha' which is straightforward query, you are making guess about her personal situation. Which is not appreciable anyway.
@mail2rekha
"Once i applied for the Renten, do Bfa deduct the money which i owe to the creditcard company in germany and send the remaining balance?"
YES, any dues (defaulting/Schuld) are centralized in germany and before your renten amount is returned the dues are taken into consideration, so obviously your defaulting amount with credit company will be dudcted.
Good bye
rikudost
Member since 20/05/2006
Posted on 26/05/2008 3:51 pm
Re: Do i get Pension Refund?
@rikudost
>>YES, any dues (defaulting/Schuld) are centralized in germany and before your renten amount is returned the dues are taken into consideration, so obviously your defaulting amount with credit company will be dudcted.
Can you tell me how you came to the conclusion?
As far as i know the relation between BFA and the client(RK) is none of the business of the Creditcard companies and no one can "deduct" and pay the rest. It is not the duty of the BFA to deduct the money. The credit card companies have to go to court to claim this amount and only if it comes to the notice. I dont think RK is goin to volunteer the information that he or she is goin to get money from BFA and nor does BFA.
raj
Member since 27/01/2004
Posted on 26/05/2008 3:54 pm
Re: Do i get Pension Refund?
@rikudost
>>For example:
Instead of answering the query of 'mail2rekha' which is straightforward query, you are making guess about her personal situation. Which is not appreciable anyway.
Well i morally dont like to support the actions of cheaters nor help them.
raj
Member since 27/01/2004
Posted on 26/05/2008 4:46 pm
Re: Do i get Pension Refund?
If u guys have heard the word "schufa" he would be certainly registered there as criminal and it just need one webservice call to get the whole status of that person from schufa 
so before giving him money ,his schufa status would be certailnly checked.
and he would have to give back the money with fine ...more he will delay more fine,intrest will be added and it can also happen that final amount he has to give can exceed to almost double amount he has to pay now..
deathinc
Member since 03/06/2005
Posted on 26/05/2008 4:56 pm
Re: Do i get Pension Refund?
>>If u guys have heard the word "schufa" he would be certainly registered there as criminal and it just need one webservice call to get the whole status of that person from schufa
Yes, we have heard about it. But i doubt he would be registered as a "criminal" but as a "defaulter"
>>so before giving him money ,his schufa status would be certailnly checked.
Why should the BFA do that? It is not the work of BFA to check the status of Schufa when giving money back.
>>and he would have to give back the money with fine ...more he will delay more fine,intrest will be added and it can also happen that final amount he has to give can exceed to almost double amount he has to pay now..
that is true, but only if he wants to travel to schengen states in the future. If he doesnt have to visit Europe then he does not have to care about it anymore.
raj
Member since 27/01/2004
Posted on 26/05/2008 5:06 pm
Re: Do i get Pension Refund?
@raj
"Well i morally dont like to support the actions of cheaters nor help them."
Would you please clarify for whom above sentence was posted.
rikudost
Member since 20/05/2006
