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Heath insurance

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Posted on 12/07/2005 10:41 am

Heath insurance

Hi all,

I have got a public insurance and I am paying 290 euros per month for my insurance which covers my wife and 8 months son. Now I am looking forward to reduce Health insurance cost so I am thinking for Private insurance.
So can you please suggest me some insurance companies where I can get insurance for my family within 250 euros.
Secondly I am also looking for get insurance for my rented house.

Any suggestions are appreciated.

simu2004

Member since 21/04/2005

 

Posted on 15/07/2005 1:49 am

Re: Heath insurance

"That way one can get cheap contract when he is single and than marry and have 10 children at the same costs."

lol in case of private insurance it's written in the contract who is insured. you get later wife and children, your contract still covers only your insurance, not theirs

but the contribution depends neither on your salary nor on your age, it can only grow a little - for all insured in that company - because of inflation or some changes of law system (for example, in tax policy).

-

Member since 20/02/2005

 

Posted on 15/07/2005 9:46 am

Re: Heath insurance

so it is getting much more expensive with time, right?

DvD

Member since 30/11/2004

 

Posted on 15/07/2005 5:05 pm

Re: Heath insurance

well I am going for AXA insurance...I have selected ARL tariff for myself(which is valid for GC holders only and less expensive to EL tariff) and EL tariff for my wife and son....total premium is 494 euros and half of it will be paid by my company...

Contact details are:
Frank Reinhart
AXA Servicecenter
Bahnhofstr. 24
63263 Neu-Isenburg
Tel. 06102 - 82 10 60
Email:[Frank.Reinhart@axa.de]

simu2004

Member since 21/04/2005

 

Posted on 15/07/2005 5:40 pm

Re: Heath insurance

I've related question so i didn't wanna open new Thread. I was earlier insured with Private (Central) along with my Husband. Then I got job so due to Salary constraints I had to ´take Govt Insurance but i was never happy with it as i could feel the difference in treatment. From this month onwards i'll get salary that i can opt for Private insurance. But I heard that i have to wait till Januray, and someone said I had to earn this salary limit for one year and thereafter i can change. I'm totally confused. I called Private Insurance Company but there also i got confusing answers, someone told i can change and other said i can't.
Can anyone of u please guide me?
Thanx.

renu

Member since 10/01/2005

 

Posted on 16/07/2005 5:10 am

Re: Heath insurance

"so it is getting much more expensive with time, right?"

it depends on your style of life. if you are homosexual ...

"Can anyone of u please guide me?
Thanx."

as you cannot sign any contract without willingness of other party, it would be better to give the case over to insurance, the one that says that you can change it

another way would be a self-employment, then you do not have to be insured at all

-

Member since 20/02/2005

 

Posted on 06/12/2005 7:39 pm

Re: Heath insurance

simu2004,
just curious how much you will be paying in 2006? I guess you already received letter saying blah blah blah - now you have to pay 10% more or something like this ? I'm thinking about changing to AXA myself and it would help to know how much increase could I expect next year.
thanks !

Bies

Member since 31/08/2004

 

Posted on 08/12/2005 3:11 am

Re: Heath insurance

"I'm thinking about changing to AXA myself and it would help to know how much increase could I expect next year."

i would think you are not the only one who wants to do that - lots of people think about the same, the ones whose distributions are the biggest

this would mean that next year the differences between private and state insurances regarding covered services will be bigger, and state insured will get once more letters of the kind "blah blah blah - now you have to pay 10% more or something like this"


this of course contradicts Art. 3 Abs. 1, 3 GG, because it makes the quality and costs of medical treatment dependent on the size of your money wallet (poor people pay more for less service), but who cares? German politicians forgot about basic human rights long time ago ...

-

Member since 20/02/2005

 

Posted on 08/12/2005 12:02 pm

Re: Heath insurance

I already have private health insurance, but they keep increasing premium every year - in 2001 it was 800DM (around 400 euro) for my family, in 2005 it was 530 euro and for the next year it would be 580! What is especially painful that companies now have to pay maximum only 236 euro and the rest you have to pay yourself - so every increase comes from my pocket. And I don't even claimed anything from insurance yet :/

Bies

Member since 31/08/2004