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Heath insurance
Posted on 12.07.2005 10:41
Heath insurance
Hi all,
I have got a public insurance and I am paying 290 euros per month for my insurance which covers my wife and 8 months son. Now I am looking forward to reduce Health insurance cost so I am thinking for Private insurance.
So can you please suggest me some insurance companies where I can get insurance for my family within 250 euros.
Secondly I am also looking for get insurance for my rented house.
Any suggestions are appreciated.
simu2004
Member since 21.04.2005
Posted on 12.07.2005 10:49
Re: Heath insurance
If your wife is not working, i dont think you can get anything cheaper with private insurers.
Regards, Asian
Asian
Member since 24.08.2004
Posted on 12.07.2005 11:01
Re: Heath insurance
look
nobody goes to private versicherung to reduce Kosten.
private is better and more expensive.
private could be cheaper if you are alone and young, but even than it will be expensive later and you can not go back to statliche.
so in your case you can go to private only if you want better service for more money.
DvD
Member since 30.11.2004
Posted on 12.07.2005 11:16
Re: Heath insurance
btw we can not tell you if your insurance in some other company will be less than 250 euro because it depends on salary.
DvD
Member since 30.11.2004
Posted on 12.07.2005 11:51
Re: Heath insurance
@DvD:
Do you think that simu2004 can go from PKV to GKV?
Another question: What happens if you are PKV and lose your job? Will you have to pay this 250 euro out of your pocket? Or will it be paid from the ALG directly, as in GKV?
fred
Member since 15.04.2004
Posted on 12.07.2005 14:36
Re: Heath insurance
you got it wrong fred.
he wants to go from public to private, not vice versa.
if he has a private and loses a job he will be allowed to skip to public again.
but private KV is allready expensive for him because he has family.
and it will be much more expensive as his salary goes up.
DvD
Member since 30.11.2004
Posted on 12.07.2005 22:41
Re: Heath insurance
"So can you please suggest me some insurance companies where I can get insurance for my family within 250 euros."
it's a joke? 
"Another question: What happens if you are PKV and lose your job? Will you have to pay this 250 euro out of your pocket? Or will it be paid from the ALG directly, as in GKV?"
Arbeitsamt will say: if you were not in PKV during last 5 years, either you pay yourself or you go back to GKV
i am trying to prove them that they are wrong here, the case is still open - it even did not come to the first hearing
"and it will be much more expensive as his salary goes up."
joke? cost of private insurance does not depend on amount of your salary at all, as well as does not depend on your age. it depends only on the age that you had when you signed a PKV-contract
-
Member since 20.02.2005
Posted on 14.07.2005 10:22
Re: Heath insurance
thanks to all of you who has replied to my message..
yes, I was able to find a private insurance which is gonna cost me 250 euros a month, covering everything and I dont have to pay anything additional.Its flat 250 euro a month...
In case, if i loose my job, everything will be taken care of by my company..as then I will go back to my native country..
I know that I cant go back to public insurance once I take private but I know that I wont be doing this.
simu2004
Member since 21.04.2005
Posted on 14.07.2005 13:59
Re: Heath insurance
Would you like to share the name of the private insurance company you found, for the benefit of others?
fred
Member since 15.04.2004
Posted on 14.07.2005 14:25
Re: Heath insurance
Is 250 total or is it just your part and another 250 is paid by your company.
If it's 250 - this means that you have to pay only 125 yourself! In this case I think many (including myself) would like to know insurance's name. I have a private insurance at the moment and total for myself, wife and child is 530 (paid 50/50 myself and my company)...
Bies
Member since 31.08.2004
Posted on 14.07.2005 15:26
Re: Heath insurance
- wrote:
"joke? cost of private insurance does not depend on amount of your salary at all, as well as does not depend on your age. it depends only on the age that you had when you signed a PKV-contract"
honestly said, I do not believe.
That way one can get cheap contract when he is single and than marry and have 10 children at the same costs.
I just do not believe it.
DvD
Member since 30.11.2004
